By Colin Barrow
Purchasing a estate in another country is likely one of the largest judgements you are going to ever make. yet don't be concerned – your Spanish dream need not turn into a nightmare. From discovering an property agent and arranging a personal loan to negotiating the easiest fee and relocating in, this publication is jam-packed with useful recommendation on each element of the Spanish estate marketplace. It leads you correctly and easily during the criminal, logistical, and monetary minefields, aiding you maximise it slow and your funds to take pleasure in a straightforward estate buy.
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Asp) has offices in Marbella and Sotogrande that provide sales coverage of most key areas of the Costa del Sol, from Almenara in the west to Mijas in the east. Rental, management, and professional surveying services are also offered throughout the region. Hamptons International’s Spanish offices are owned and staffed by their own agents. Their UK and locally recruited bilingual staff are fully trained in UK and Spanish conveyancing and have a thorough knowledge of the region the company covers.
Finding out how much you can borrow Selling up in the UK and buying a similar property in Spain means you probably won’t need to borrow any money. However, if you have the income to support a loan, you could upgrade the whole scenario. I look into mortgages in more detail in Chapter 10. If you think you can afford or can generate from your Spanish and UK properties about £9,000 of extra income, then you should have little difficulty in raising all the money you need to keep your home Chapter 1: Making the Big Decision 13 in the UK and buy a house in Spain.
If a plot is on a beach, make sure your proposed development is approved by both the Jefatura de Costas (Coastal Department) and the town hall. Getting planning permission in Spain is not a task for the faint hearted. Be warned that planning permission to build, extend, or renovate property can take a long time to come through – 18 months or longer in some cases. Many Spaniards build on their own land without going through the correct procedures, relying either on getting retrospective planning permission or on their building just not being noticed.
Buying a Property in Spain For DummiesÂ® (For Dummies) by Colin Barrow