Download Preventing identity theft for dummies by Michael J. Arata Jr. PDF

By Michael J. Arata Jr.

ISBN-10: 0764573365

ISBN-13: 9780764573361

ISBN-10: 076457700X

ISBN-13: 9780764577000

Twenty-seven million american citizens were sufferers of identification robbery within the final 5 years and the whole price of identification robbery techniques $48 billion according to 12 months (total bills to companies are $43 billion and the direct price to shoppers is $5 billion)These miraculous records have caused defense advisor Michael Arata to supply readers with the assets they should shield themselves opposed to id theftIn this worthy publication, Arata deals easy-to-follow, uncomplicated recommendation on realizing id robbery, minimizing danger, conserving vigilance, deciding on who to percentage own info with, settling on hard-to-guess PINs, picking victimization, reviewing a credits file, charting a plan of action, resolving credits difficulties, reclaiming stable credits, and lots more and plenty moreExplains how you can recuperate effectively if identification robbery does occurAuthor Michael Arata, CISSP, CPP, CFE, ACLM, is a veteran of the safety with greater than fifteen years of expertise

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Extra resources for Preventing identity theft for dummies

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When you understand the vulnerabilities with your mail and online accounts for bill paying and banking, you will be able to prevent them from falling into the hands of the identity thief. Discovering Where Your Personal Information Hides Your personal information can be found in more locations than you probably realize. Table 2-1 outlines some of the locations your personal information is located. The table is not all-inclusive, but it gives you a pretty good idea of where personal information is commonly stored.

Being organized and keeping track of the statements and reports you receive is important if you are to protect yourself against identity theft. Consider the following: ߜ Credit card statements: Your credit card statements have your name, the credit card company’s name and phone number, your address, account number, credit limit, and expiration date printed on it. Using just the information printed on the statement, an identity thief can purchase items online or on the phone. The thief can also request a change of address and have the bills come directly to them, although most banks confirm a change of address with a follow-up telephone call or letter.

The checking account statement has information about your account activity and, if you choose, all the canceled checks that have been paid by the bank in your name are enclosed with the statement. Use your bank statement as a tool in detecting identity theft. Review the account monthly so that you know immediately if there are withdrawals you did not make. ߜ Paycheck stubs: Paycheck stubs for direct deposit have personal information on them, including your name, address, rate of pay, and your employer’s name.

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Preventing identity theft for dummies by Michael J. Arata Jr.


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